SettleFlow API

Overview

One login, two separate environments — test everything before it touches real money

Every merchant account has two environments. They share your login and your configuration screens, but nothing else: sandbox writes to its own isolated database, so nothing you do there can reach live volumes, statistics, payouts or invoices.

This applies whichever API version you integrate — and to merchants with no integration at all.

Want to take a payment without writing any integration? Create a payment link — you send a URL, your customer pays on our hosted page, and your PCI scope stays SAQ A.